What Is the CAMS Exam?

The CAMS Exam is the official assessment for earning the Certified Anti-Money Laundering Specialist (CAMS) credential, offered by ACAMS (Association of Certified Anti-Money Laundering Specialists).

It tests your knowledge of global anti-money laundering (AML) principles, compliance programmes, and how to detect, investigate, and prevent financial crime.

CAMS Exam Overview

FeatureDetails
Exam Format120 multiple-choice questions
Duration3 hours and 30 minutes
ModeOnline (remote proctoring) or at a Pearson VUE test center
Passing ScoreApproximately 75% (exact cutoff not published)
Languages AvailableEnglish, French, Spanish, Chinese, Arabic, and others
ValidityCertification is valid for 3 years, after which renewal is required

CAMS Exam Content Areas

The exam covers four main domains of AML knowledge based on the CAMS Study Guide:

SectionFocus Area
1. Risks and Methods of Money Laundering and Terrorist FinancingTypologies, red flags, methods used by criminals, and emerging threats (crypto, trade-based laundering, etc.)
2. Compliance Standards for AML and CFTGlobal regulatory bodies (FATF, Basel, FinCEN, OFAC), laws, and compliance expectations
3. AML Program ImplementationKYC/CDD processes, transaction monitoring, internal controls, risk assessments, and training
4. Conducting Investigations and Reporting Suspicious ActivitySuspicious activity reports (SARs/STRs), investigation process, case documentation, and law enforcement cooperation


CAMS Exam Preparation

Most candidates spend 8–12 weeks preparing.
Here’s how to get ready effectively:

1. Study Materials

  • Official CAMS Study Guide (eBook or print) – your core resource

  • CAMS eLearning Course – interactive online lessons

  • Practice Exam – sample questions with feedback

  • Virtual Classes / Webinars – led by certified instructors

  • Study Groups – online forums or local ACAMS chapters

2. Study Plan Example (8 Weeks)


WeekFocus
1–2Read Study Guide (Ch. 1–3), learn AML basics and key terms
3–4Review compliance frameworks (FATF, KYC, sanctions)
5–6Study AML program management and investigations
7Take practice exams, identify weak areas
8Final revision + relaxation before exam day


💰 Exam Fees (Approximate, 2025)

PackageIncludesPrice (USD)
CAMS Standard PackageStudy guide, exam fee, 1-year membership~$1,695
CAMS Virtual Classroom PackageAdds live instruction & mentoring~$2,295
Re-Exam FeeIf you need to retake~$299
Membership RenewalAnnually~$295

💡 Tip: Many employers reimburse or sponsor the CAMS certification as part of compliance training.

💻 Exam Experience (What to Expect)

  • Online Exam: You’ll need a webcam, microphone, and stable internet.

  • Test Center Exam: Taken at a Pearson VUE facility.

  • Proctoring: Live monitoring to prevent cheating.

  • Breaks: No unsupervised breaks allowed.

  • Results: Typically displayed immediately after submission.

If you pass, you’ll receive your CAMS certificate and digital badge within a few weeks.

🏁 After the Exam

Once certified, you become part of the ACAMS global network of over 100,000 professionals.
To maintain your CAMS status:

  • Earn 60 Continuing Education Credits (CEs) every 3 years

  • Maintain ACAMS membership

  • Stay updated on AML trends, laws, and technologies

🔑 Quick Success Tips

✅ Study the official guide — 80% of exam questions come from it
✅ Focus on real-world AML scenarios
✅ Take practice tests regularly
✅ Create flashcards for FATF recommendations and AML laws
✅ Don’t cram — consistency matters more than long hours


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